Treasury Services

Leaders in Payments, Trade Finance and Liquidity

At BNY Mellon Treasury Services, we don’t wait for the future to happen: we make it happen. Our business is defined not by innovation, but by reinvention. Across all three of our areas of specialization, we’ve established ourselves as industry leaders, improving existing products, integrating state-of-the-art technologies and introducing market-changing new capabilities.


In 2022, our business was recognized by The Banker with four awards for the firm’s innovative work to streamline and transform transaction processes over the year. The awards include 2022 Global Transaction Bank of the Year, Transaction Bank of the Year for North America, as well as top honors for Payments and for Trade Finance.


BNY Mellon also received two awards from EMEA Finance: Best Transactional Bank for Financial Institutions in EMEA and Best Payment Services for Financial Institutions in EMEA, and was also named Best Trade Finance Provider, North America by Global Finance in 2022.

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Reinventing Payments

By 2017, US financial markets had not seen a new payments infrastructure introduced in more than four decades. That year, RTP® was launched, with BNY Mellon the first bank to originate a Real-Time Payment. Since then, we’ve been delivering instant payment and e-invoicing for institutions, as well as 24/7 bill pay and an unparalleled level of security. We continue to be leaders in this field to this day.

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Digitizing Trade Finance

We are applying digital technologies such as blockchain to revolutionize the financing of international trade, connecting suppliers and receivers and keeping products moving around the globe. 

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Rethinking Liquidity

We are transforming how clients manage their liquidity, making the treasury function more efficient by developing new ways to assist you in your efforts to keep cash balances working for you, with new tools such as cross-currency sweeps.

ISO 20022 - Transition and Readiness

Find an overview of ISO 20022 basics and timelines as well as information about BNY Mellon’s plan to support its clients. 

Our Solutions by Client

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All Client Types (4)


Cross-Border Payments

At BNY Mellon, we process an average of more than USD $1 trillion daily via CHIPS, Fedwire and ... Read more

Global Bank Payment Solutions

In today’s complex global environment, our clients benefit from BNY Mellon’s vast network of ... Read more

Liquidity Management

Excess operating cash that sits idle is not meeting organizations’ needs. We assist our clients in ... Read more

Trade Solutions for Global Banks

Rely on our well-earned reputation for global scale, reliable speed and seamless integration. ... Read more

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